top of page

Terms & conditions


Welcome to The Psychology of Prosperity





This agreement explains the terms and conditions governing usage of the Psychology of Prosperity website, and it is your responsibility to read and understand them. By using this website, you agree to be bound by these terms and conditions. If you do not agree to be bound by these terms and conditions, you may not access or use this website.


1. General Information Disclaimer.

This website does not make any warranty, express or implied, or assume any legal liability or responsibility for the completeness or usefulness, or the accuracy or quality of any information presented on this website. The information on this website is subject to change without notice and cannot be guaranteed to be current.


2. Health Information Disclaimer.

The website and services are in no way intended to be professional medical advice, or substitute for professional medical advice, nor do they provide medical services.


• The information provided on this website does not substitute for or replace services of trained professionals in their fields of expertise. Monica Maria Aparicio, is not a psychologist or medical provider and its host or staff cannot give you medical advice or provide any information concerning the diagnosis or treatment of any health condition. The information on this website is of a general nature and is intended only for educational purposes to help with your personal fitness and should not be relied on as medical advice. We recommend consulting with a doctor on a regular basis with respect to any matter relating to physical or mental health, especially concerning symptoms that may require diagnosis or medical attention.

• You should not delay or forego seeking medical care from a licensed health care professional because of information that may be referenced on this website. The information or products offered on this website should not be used as a substitute for the diagnosis, advice or treatment of medical conditions by your health care professional.

• You agree that you will not use information provided on this website to self-diagnose, treat, cure, or prevent any medical condition. (physical or mental)

• The information contained herein has been devised generally and could be affected by certain cultural, social, dietary, or language differences.


3. Products and Services

You agree that Monica Maria will not be liable with respect to any product, service or information obtained through the website. You hereby release Monica Maria Aparicio of Monica Maria International (and its affiliates and their respective officers, directors, agents, and employees) from any loss, claims or damages (including without limitation any direct, indirect, consequential, incidental, punitive, special or exemplary damages), whether known or unknown, suspected or unsuspected, disclosed or undisclosed, that arise from or relate to any dissatisfaction you may have with any services or information obtained through the website.

We may make certain products and services available to you through links to third-party websites. Before you purchase any services through any such third-party website we urge you to carefully review any such third party’s Terms and Conditions, Privacy, Security, and Guarantee policies.


4. Modifications To The Service And Prices

Prices for our products are subject to change without notice. We reserve the right at any time to modify or discontinue the Service (or any part or content thereof) without notice at any time.

We shall not be liable to you or to any third-party for any modification, price change, suspension or discontinuance of the Service.


5. Limitation of Liability.

You expressly understand and agree that your use of this website and the information provided herein is entirely at your own risk. Monica Maria International and it's affiliates and licensors will not be responsible to you or to any third parties for any direct or indirect, consequential, special, or punitive damages or losses you may incur in connection with this website, your use of this website, or any information, data, or other material transmitted through or residing on this website, regardless of the type of claim or the nature of the cause of action, even if Monica Maria International has been advised of the possibility of such damage or loss. To the maximum extent permitted by law, you hereby release and forever waive any and all claims you may have against Monica Maria International, its affiliates and licensors from losses or damages you sustain in connection with your use of this website.


Certain state laws do not allow limitations on implied warranties or the exclusion or limitation of liability for consequential or incidental damages. If these laws apply to you, some or all of the above disclaimers, exclusions, or limitations may not apply to you, and you might have additional rights.


You expressly understand and agree that any and all information contained on this website is provided “as is,” and Monica Maria International and its affiliates and licensors make no warranties, express or implied.


To the maximum extent permitted by law, Monica Maria International disclaims all representations and warranties, express or implied, with respect to this site and such information, services, products, content and other materials, including but not limited to warranties of merchantability, fitness for a particular purpose, title, non-infringement, freedom from computer virus, and any implied warranties arising from course of dealing or course of performance. In addition, Monica Maria International disclaims any representation or warranty that any information accessible via this site is accurate, complete or current or that access to this site will be uninterrupted or error-free. Price and availability information for any product or service provided through this site is subject to change without notice.


Monica Maria International does not endorse and is not responsible for the accuracy or reliability of any opinion, advice or statement posted on the site.


If you are dissatisfied with the site and the services, your sole and exclusive remedy is the discontinuance of your use of the website.


6. User Password and Information

You may elect to change your password during the registration process. You may not disclose or share your password with any third parties or use your password for any unauthorized purpose. You are responsible for maintaining the confidentiality and security of any password(s) used to access this website. You are also responsible for all activity that occurs under your password and should immediately notify Monica Maria International of any unauthorized use of your password. You must also ensure that you exit from your account at the end of each session. In addition, you must provide Monica Maria International with accurate, true, current, and complete information about yourself, and you must promptly provide any updates necessary to keep such information accurate, true, current and complete at all times. You may not impersonate another person or entity, and you may not use Monica Maria International to harass or stalk another user. You agree that you will not use the website for chain letters, junk mail, “spamming” solicitations (commercial or otherwise) or bulk communication of any kind. We cannot and will not be liable for any loss or damages arising from or relating to your failure to comply with any of the obligations in this paragraph.


Monica Maria International has the right, at any time, to immediately terminate, deactivate or delete a password, user account, all related information and files and/or access to this Web site or any part of this website, without any notice or incurrence of liability. This termination may occur for any reason, including, but not limited to failure to abide by this User Agreement, or any applicable law regarding the use of this Web site and various products or services provided on this website.


7. Links.

Third-party websites linked to this website are not under the control of Monica Maria International and Monica Maria International is not responsible for the content of any linked website or any link contained in a linked website, or any changes or updates to such websites. Monica Maria International is not responsible for any activities that you may engage in on any linked website, including without limitation, purchase of products or services.


8. Privacy Policy.

Your privacy is important to us. To learn more about how Monica Maria International protects your personal information and personally identifiable information, please refer to the Privacy Statement.


9. Acceptable Use
Our websites may include interactive features that allow users to communicate with us and with other users.
You acknowledge that, because of the limited nature of communication through our websites’ interactive features, any assistance you may receive using any such features is likely to be incomplete does not constitute specific advice and accordingly should not be relied upon without further independent confirmation.


We cannot confirm the identity of persons contributing to our websites and cannot prevent website users acting under false pretenses. You must make your own inquiries and seek independent advice before acting or relying on any information or data on our websites.


Users may be required to agree to additional terms and conditions before being permitted to access certain parts of the website.

We do not warrant that any material or information or data you post to our websites will be protected against loss, misuse or alteration by third parties.


We may modify or discontinue any information or features that form part of our websites at any time, with or without notice to you, and without liability.


We reserve the right to end your permission to access or post contributions to our websites at any time if you do not comply with these rules.



You acknowledge that contributions posted or submitted via our websites are not necessarily screened by Monica Maria International prior to posting or transmission and do not necessarily reflect the policies of Monica Maria International

We reserve the right to monitor and analyze our websites for evidence of misuse and attempted or actual security breaches. Except where content is submitted by a person acting on behalf of Monica Maria International, we assume no responsibility for contributions on our websites, no obligation to modify or remove any inappropriate contribution, and no responsibility for the conduct of the user posting or transmitting any contribution.


We retain an absolute discretion whether to post any particular contribution to our websites and gives no undertaking that all contributions will be posted on our websites.


We reserve the right to edit, restrict or remove any contribution posted to our websites, particularly if the contribution does not comply with this document.



When posting your contribution to our websites, you must:

• a) take reasonable steps to ensure that your contribution is relevant and appropriate;
• b) not impersonate any other person or falsely claim to represent any other person, whether living or dead, real or fictitious. Making false, misleading or deceptive representations that you are another person or character can, in certain circumstances, amount to a criminal offense and give rise to civil liability;
• c) not abuse, stalk, harass, threaten or otherwise knowingly violate the legal rights of others;
• d) not post a contribution that is misleading, deceptive, false, inaccurate, defamatory or libellous;
• e) not use insulting, threatening or provocative language or language that is hateful towards a certain group of people;
• f) not incite hatred on the basis of race, religion, gender, nationality, sexuality or other personal characteristic;
• g) not transmit any message, data, image or program which is indecent, obscene or pornographic;
• h) not use our websites to conduct any illegal activity or solicit the performance of any illegal activity;
• i) not post to our websites any text, image, sound, video, program, hyperlink or other material that infringes the intellectual property rights of others;
• j) not infringe the moral rights of the creator of any material you post to our websites, by ensuring that:

I. where it is reasonable to do so, you identify and correctly attribute the material to the person who created it;
II. the material is not falsely attributed to a person other than the person who created it without first obtaining the author’s written consent; and
III. the material is not distorted, mutilated, materially altered or otherwise dealt with such that the creator’s honor or reputation would be prejudiced without first obtaining the author’s written consent;

• k) not spam your contribution to our websites by sending multiple copies or versions of it;
• l) not post any unsolicited advertising or promotional materials;
• m) not distribute viruses or any other technologies that may harm us, or the interests or property of Users;
• n) not use any robot, spider, scraper or other automated means to access our websites for any purpose;
• o) not post contributions to our websites that contain or link to any commercial advertising material except as solicited by us; and
• p) respect the personal privacy of other persons and not include personal information about any other person (such as name, private address, email address or phone numbers) as part of any material or data you post to our websites if doing so would compromise the personal privacy of any other person.
You understand that all contributions posted or transmitted to our websites are the sole responsibility of the person from whom such contribution originates.



Contributions to our websites are public and not private. Monica Maria International has no obligations of confidentiality in respect of contributions to our websites.


10. Proprietary Information.

This website contains proprietary information, including, but not limited to, logos, service marks, trademarks, software, photos, videos, text, graphics, comments, feedback, ideas, templates, instructions, notes, drawings, articles and other materials, and the selection, assembly and arrangement of information on this website (collectively, “Content”). Where appropriate, Content is protected by copyrights, trademarks, service marks and other proprietary rights that are owned by Monica Maria International & it's affiliates, or by third parties that have licensed their use to Monica Maria International. You may download material displayed on this website for non-commercial, personal use only, provided you also retain all copyright and other proprietary notices contained on the materials. You may not, however, use, reproduce, copy, distribute, modify, transmit, repost, display, publish, sell, license, create derivative works, assign or transfer any Content or information on this website for public or commercial purposes without Monica Maria International’s prior written permission. Nothing on this website shall be construed as conferring any license or other rights under the intellectual property or other proprietary rights of Monica Maria International, its affiliates, or any third party, whether by estoppel, implication, or otherwise.


Monica Maria International logo are the property of Monica Maria Aparicio and Monica Maria International. You shall not display, disparage, dilute, or taint our marks or use any confusingly similar marks or use our marks in such a way that would misrepresent who the proper owner of such marks is. Any permitted use of our marks by you shall inure to our benefit. All rights reserved.


11. Indemnification.
You agree to indemnify, defend and hold harmless Monica Maria International and our affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns and employees, harmless from any claim or demand, including reasonable attorneys’ fees, made by any third-party due to or arising out of your breach of this agreement or the documents they incorporate by reference, or your violation of any law or the rights of a third-party.


12. Assignment.
Monica Maria International may assign this User Agreement or any of its rights or obligations under this User Agreement, to any third party without your prior consent. This User Agreement will inure to the benefit of Monica Maria International successors, assigns and licensees.


13. Notices.
All notices required or permitted by this User Agreement shall be in writing and may be delivered via email to the following address:


14. Governing Law and Severability.
This User Agreement shall be construed, governed by, and enforced solely and exclusively in accordance with the laws of the State of New York, NY, without giving effect to its conflict of laws provisions of your actual state or country of residence. If for any reason a court of competent jurisdiction finds any provision or portion of this User Agreement to be unenforceable, the remainder of this User Agreement will continue in full force and effect. You hereby agree that the courts located in the State of New York, NY, USA, will constitute the sole and exclusive forum for the resolution of any and all disputes arising out of or in connection with this User Agreement and you hereby consent to the personal jurisdiction and venue of such courts and irrevocably waive any objections thereto.


15. Waiver.
Any waiver of any provision of the User Agreement will be effective only if in writing and signed by Monica Maria International. The failure of Monica Maria International to insist upon or enforce the strict performance of the terms of this User Agreement, or to exercise any right under this User Agreement, will not be considered as a waiver of the right to assert or rely upon any such provision or right in that or any other instance.


16. Changes
We reserve the right to change any information on our websites at any time and without notice in its absolute discretion. This includes any information about courses, merchandise, membership, fees, regulations and/or procedures.
Your continued use of our websites will signify your acceptance of any amendments.

If you believe any information on our websites is inaccurate, out of date or misleading, please bring it to our attention by sending an email


17. Changes to the Privacy Policy.
Significant changes that affect the use of your personal information will not be made until you are given notice of those changes. If we make changes to our privacy policy as described in the Privacy Statement, we will post the revised Privacy Statement on the website. Any use of the website and services after the effective date of any changes to the Privacy Statement constitutes an agreement to the changes. Each time you access the Web site, you will be deemed to have accepted any changes.


18. Use Website At Own Risk.
The services, products and content downloaded or otherwise obtained through the use of this site are done at your sole risk. You will be solely responsible for any damage to your computer system or loss of data that results from the download of any such products or content. Anita is not responsible for any termination of your connection to this website, even if such termination of connection affects any purchase or other activity of user on this website.

@ 2023 The Psychology of Prosperity™ and . All rights reserved


bottom of page